Privacystatement
Terms and Conditions

IMPORTANT

The website to which these Terms and Conditions apply and for which MediCapital Bank Plc (“MediCapital Bank”) is responsible is www.medicapitalbank.com (the “Website”) accessed in the United Kingdom.

Please read these Terms and Conditions carefully. These Terms and Conditions, together with the Privacy Statement, govern the relationship between MediCapital Bank and those accessing this Website. By accessing this Website and any pages thereof, you are indicating that you have read, acknowledge and agree to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, please do not access this Website.

MediCapital Bank reserves the right to change these Terms and Conditions at any time without notice by updating this page. You are responsible for regularly reviewing these Terms and Conditions and your continued use of this Website constitutes agreement to all such changes.

All references in these Terms and Conditions to “MediCapital Bank” are references to MediCapital Bank Plc and any company controlled, directly or indirectly, by it. All references in these Terms and Conditions to “you”, “your”, and “yours” are references to person(s) accessing the Website.

INFORMATION ABOUT MEDICAPITAL BANK

MediCapital Bank Plc is incorporated in England and Wales at Companies House under company number 5321714. Our registered office is 100 St. Paul’s Churchyard, London, EC4M 8BU, United Kingdom. Our VAT number is 919 4718 91.

MediCapital Bank Plc is authorised and regulated by the Financial Services Authority (“FSA”) under FSA register number 454750.

You can contact MediCapital Bank Plc by email by clicking here or by telephone on +44 (0) 207 429 5500.

NO OFFER

The Website has been prepared and made available for information purposes only.

The Website and the information and the material on this Website do not constitute or contain an offer, solicitation, invitation, advice or recommendation to buy or sell any securities, products, services or investment. Nothing on this Website is intended or should be construed as an offer to enter in any other kind of contractual relationship with you, except for these Terms and Conditions and Privacy Statement which govern the relationship between MediCapital Bank and you.

CONTENT OF THE WEBSITE

This Website is intended to provide general information regarding MediCapital Bank, its products and services, and other financial information which may be of interest to you. The Website does not purport to deal with any subject mentioned on it in an exhaustive manner.

Products and services are available only at the discretion of MediCapital Bank subject to completion (in the required manner) and to the contractual terms and conditions applicable to those products and services. Such products and services may be withdrawn or amended at any time without notice. The full range of products and services may not be available in all locations.

The information on the Website, including any opinions expressed on it, is not intended to and does not constitute financial, accounting, tax, legal, investment, regulatory, consulting or other professional advice or services. You should seek independent advice where appropriate.

Unless otherwise indicated, the contents of this Website are not intended for private investors and private investors should not place reliance on its contents.

MediCapital Bank reserves the right, in its sole discretion, without any obligation and without any notice, to change, correct or improve any information or materials on this Website and to suspend and/or deny access to this Website at any time for scheduled or unscheduled maintenance, upgrades, improvements or corrections. MediCapital Bank may also withdraw this Website at any time without any obligation or notice.

All information and opinions expressed herein are current as of the date of its publication and are subject to change without notice. MediCapital Bank does not undertake the obligation or the responsibility to update or amend any such information.

If the Website contains statements or information which relate to projections, plans or objectives or future economic performance, you should be aware that these projections are only predictions and that actual events or results may differ materially. Past performance of any investment or security is not necessarily an indication of future performance. Value of investments may go up as well as down.

MEDICAPITAL BANK’S INTEREST

MediCapital Bank Plc and any company or individual connected to it, including their directors and employees, may have a position or interest in any investment or service mentioned on this Website.

LINKS TO AND FROM OTHER WEBSITES

This Website may contain links to other websites or pages which are not under the control of MediCapital Bank and have not been reviewed or verified by MediCapital Bank. The links to other websites or pages are for information purposes only. MediCapital Bank does not accept any responsibility or liability for the content or security of the websites or pages linked to or from this Website. No endorsement or approval of any such websites or pages or of their content is expressed or implied, nor is there an endorsement or approval of any third parties that run those websites or pages, their advice, opinions, information, products or services provided on their websites or pages. Following links to or from any other websites or pages shall be at your sole risk and MediCapital Bank accepts no responsibility or liability for any direct or indirect losses (including consequential losses), damages or penalties whatsoever that may be incurred by you as a result of any linking to any location on any linked websites or pages or of defects of such websites or pages. MediCapital Bank does not accept any responsibility or liability for any consequence whatsoever caused by acting upon the contents of such websites or pages.

INTELLECTUAL PROPERTY RIGHTS

This Website and all its contents are protected by intellectual property rights, including copyright, which are either owned by or licensed to MediCapital Bank. Materials include, but are not limited to, the design, layout, look, appearance, sounds, graphics and documents on the Website, as well as other content such as articles, stories and other text.

“MediCapital Bank”, MediCapital” and the MediCapital Bank logo and other MediCapital Bank trademarks and service marks referred to in these Terms and Conditions and on the Website are trademarks and service marks of MediCapital Bank Plc. No permission or license is granted to use any such trade marks or service marks without the prior written consent of MediCapital Bank.

The names of other companies and third party products or services that may be mentioned on the Website may be trademarks or service marks of their respective owners and you are prohibited from using these marks for any purpose whatsoever without the written permission of such other third party which may own the marks.

You may not copy, reproduce, license, frame, distribute (via any medium whatsoever), publish, display, perform, modify, upload to create derivative works from, create derivatives works from, transmit, or in any way exploit any part of this Website, without the prior written consent of MediCapital Bank.

You may print and download materials from this Website for your personal and non-commercial use only and when doing so you agree:

- to acknowledge this Website as the source of the material and not to remove or obscure any MediCapital Bank copyright, trade mark or other notices or legends contained in any such information;

- not to modify any materials in any way; and

- not to use any graphics separately from accompanying text.